Facing Foreclosure? We Can Help.
Explore Your Loss Mitigation Options Today.
Navigating mortgage difficulties can be overwhelming. We're here to provide clarity and solutions, helping you protect your home and financial future.
What is Loss Mitigation?
If you're behind on mortgage payments or facing foreclosure, you're not alone. Loss mitigation is the process of working with your lender to find alternatives to foreclosure. Common solutions include:
Loan Modification
Short Sale
Repayment Plans
Forbearance Agreements
We step in to assess your unique situation, negotiate directly with your lender, and guide you toward the option that best protects your financial future.
Frequently Asked Questions
1. What is loss mitigation, and how can it help me?
Loss mitigation is the process of working with your mortgage lender to avoid foreclosure. Common solutions include:
Common solutions include:
Loan modification
Short sale
Repayment plans
Forbearance agreements
We step in to assess your situation, negotiate directly with your lender, and help you find the option that protects your financial future.
2. I’ve fallen behind on my mortgage—what should I do first?
Act quickly. The earlier you reach out, the more choices you’ll have. We’ll help you:
Review your loan and hardship details
Prepare and submit your loss mitigation package
Communicate directly with your lender
Work toward an outcome that works for you
3. Can you really stop foreclosure or save my home?
Yes—many of our clients are able to stay in their homes or exit gracefully with their credit protected. Whether you're looking to:
Keep your home through a modified payment plan
Sell your home through a short sale with relocation assistance
Or delay foreclosure while exploring your options
—we’ll guide you through every step and fight for the best outcome.
4. Will this affect my credit?
Being behind on your mortgage can hurt your credit, but proper loss mitigation can reduce long-term damage. For example, a short sale typically impacts your credit less than a foreclosure. We’ll explain what to expect and how to minimize the effects.
5. How long does the loss mitigation process take?
Depending on your lender and situation, it can take anywhere from 30 to 90 days (sometimes longer). The key is having your documents ready and submitting a complete package—which we help you prepare correctly from day one.
Schedule Your Free Consultation Today
Let's discuss your options and develop a plan tailored to your goals. Whether you want to stay in your home or exit the situation with control and dignity, we're here to help.
Address: 229-19 Merrick Blvd #694, Laurelton New York 11413
Call (929) 335-7700
Email: [email protected]